Determine What You Can Truly Afford - Get Pre-Approved ASAP!
Getting pre-approved means that a lender has reviewed your income, expenses and credit report and has conditionally agreed to loan you a set amount of money for a mortgage. There are a lot of different programs that lenders offer from no money down, 3.5% down and even grants.
Search for a home- What is Your Criteria?
I will show you properties that meet your specific criteria. It is important to think about which features are must-haves and nice-to-haves. Once I know what you are looking for I will show you your favorite homes. And we will go from there!
Submit an Offer - You Found Your New Home!
I will help you prepare a strong offer for your home. The offer includes establishing contingencies, getting disclosures and establish a closing timeline. Submitting a strong offer as soon as possible ensures you getting the home you want!
Due Diligence - Inspections and Appraisals
It is important to get a home inspection to identify any issues with the home and to determine whether there are repairs that need to be addressed prior to close. An appraisal is an estimate of the value of your home , lenders require an appraisals prior to issuing a mortgage.
Sign the Papers - Let's Celebrate
If any problems arose during due diligence we may be able to renegotiate with the seller or have them repaired before close. On closing day, you and seller will sign the papers officially sealing the deal. After this the ownership of the property will be transferred to you!
Good luck and enjoy the process!
-Capital Keys, LLC
